Blackjack Highest RTP: Best Payout Casino Table Games Explained
Estimated reading time: 8 minutes
Key Takeaways
- Blackjack boasts the highest RTP among casino table games, with variants like Blackjack Switch paying back up to 99.87%.
- Understanding RTP and house edge helps you choose games that maximize your chances.
- Baccarat’s Banker bet offers the best RTP among baccarat options at 98.94%.
- French and European roulette provide significantly better odds than American roulette.
- Craps offers near-even odds with smart bets and zero house edge on odds bets.
Table of Contents
- Introduction
- Understanding RTP and House Edge in Casino Games
- Blackjack: Exploring the Highest RTP Variants
- Best Payout Roulette Games
- Baccarat RTP Comparison
- Craps House Edge and Payout Potential
- Summary: Top Paying Casino Table Games
- Conclusion
- FAQ
Introduction
If you want to win more at casinos, understanding RTP (Return to Player) and house edge is crucial. These metrics tell you which games give you the best chance of keeping your money.
- RTP is the percentage of wagered money a game returns to players over time. For example, a 99% RTP means $99 is returned for every $100 wagered.
- House edge is the casino’s built-in advantage. A 1% house edge means the casino keeps $1 per $100 wagered.
Table games like blackjack, baccarat, roulette, and craps often have higher RTPs than slots, making them ideal for strategic players. Among these, blackjack has the highest RTP, with some variants paying back over 99% (BetMGM).
This guide breaks down:
- The highest RTP blackjack variants.
- The best payout roulette games.
- Baccarat RTP comparisons.
- Craps house edge and best bets.
Let’s dive in.
Understanding RTP and House Edge in Casino Games
RTP vs. House Edge Explained
- RTP (Return to Player): Shows how much money a game pays back. Example: 98% RTP = $98 returned per $100 wagered.
- House Edge: The casino’s profit margin. Example: 2% house edge = casino keeps $2 per $100 wagered.
Why Table Games Have Better RTP
Unlike slots, table games let skill and strategy influence outcomes. For example:
- Blackjack basic strategy reduces the house edge to under 1%.
- Baccarat and craps have bets with near-even odds.
Key Takeaway: If you want high-payout games, focus on table games with low house edges (BetMGM).
Blackjack: Exploring the Highest RTP Variants
Blackjack is the best high-RTP table game, with some versions offering over 99% RTP.
Standard Blackjack RTP
- Optimal RTP: ~99.28% when using perfect strategy (BetMGM).
Highest RTP Blackjack Variants
-
Blackjack Switch (RTP: 99.87%)
– Lets you swap cards between two hands.
– Pays even money (1:1) for blackjack instead of 3:2.
– Still the highest RTP blackjack game (American Casino Guide, BestUSCasinos). -
Pontoon (RTP: 99.70%)
– Flexible doubling rules.
– Pays 2:1 for certain 21s. -
Spanish 21 (RTP: 99.58%)
– No 10s in the deck, but bonus payouts for 21.
– Allows late surrender and re-splitting Aces (American Casino Guide).
Rules That Boost RTP
- Dealer stands on soft 17.
- Late surrender allowed.
- Doubling after splitting.
Maximizing RTP in Blackjack
- Use basic strategy charts (Blackjack Basic Strategy Tips).
- Avoid side bets (they have high house edges).
- Play variants with favorable rules (BetStamp).
Best Payout Roulette Games
Roulette RTP depends on the wheel type:
| Variant | RTP (%) | House Edge (%) |
|---|---|---|
| European | 97.3 | 2.7 |
| American | 94.74 | 5.26 |
| French | 98.65 | 1.35* |
*French roulette has “La Partage”—if the ball lands on zero, you get half your even-money bet back.
Best Strategy: Stick to European or French roulette for better odds (Roulette Online Guide).
Baccarat RTP Comparison
Baccarat has three main bets with different RTPs:
| Bet Type | RTP (%) | House Edge (%) |
|---|---|---|
| Banker | 98.94 | 1.06 |
| Player | 98.76 | 1.24 |
| Tie | ~85-95 | ~5-15 |
Best Bet: Always choose the Banker bet for the highest RTP (Online Baccarat Thrills).
Craps House Edge and Payout Potential
Craps has some of the fairest bets in the casino:
Best Bets in Craps
- Pass Line / Come (House Edge: 1.41%) – Standard bets with solid odds.
- Don’t Pass / Don’t Come (House Edge: 1.36%) – Slightly better than Pass Line.
- Odds Bet (House Edge: 0%) – No house edge when combined with Pass/Don’t Pass.
Worst Bets in Craps
Avoid proposition bets like “Any 7” (house edge ~16%) (Craps Low Income Guide).
Summary: Top Paying Casino Table Games
| Game | Best Variant/Bet | RTP (%) | House Edge (%) |
|---|---|---|---|
| Blackjack | Blackjack Switch | 99.87 | 0.13 |
| Baccarat | Banker Bet | 98.94 | 1.06 |
| Roulette | French/European | 97.3-98.65 | 1.35-2.7 |
| Craps | Pass/Don’t Pass + Odds | ~99 | 1.36-1.41 |
Key Takeaways:
- Blackjack has the highest RTP, especially Blackjack Switch (99.87%) (Mastering Blackjack Online).
- Baccarat’s Banker bet is the next best (98.94% RTP) (Online Baccarat Strategies).
- French roulette beats American roulette in payouts (Mastering Roulette).
- Craps offers near-even odds with smart betting (Craps Strategy Guide).
Conclusion
If you want the best casino payouts, focus on high-RTP table games:
- Blackjack (highest RTP: 99.87%) – Play Blackjack Switch, Pontoon, or Spanish 21.
- Baccarat – Bet on the Banker for a 98.94% RTP.
- Roulette – Choose French or European over American (Roulette for Women).
- Craps – Stick to Pass/Don’t Pass + Odds bets (Craps Dice Game for Seniors).
Use this knowledge to pick the best payout casino games and maximize your winnings.
Sources:
- BetMGM – Blackjack RTP
- American Casino Guide – Blackjack Variants
- BestUSCasinos – Blackjack RTP
- BetStamp – Blackjack Strategy
